CAFES & RESTAURANTS
INSURANCE SOLUTIONS FOR
YOUR CAFE OR RESTAURANT
In a cafe or restaurant setting, unforeseen incidents are always a possibility. Being protected against uncertainty can afford business owners an added peace of mind.
At Delmont Insurance, we have a specialist division that focuses on hospitality Insurance, specifically tailored to focus on the business continuity of cafes and restaurants.
Our insurance brokers completely understand the impact that comes with loss, and how this can quickly mount up for your hospitality business. Delmont Insurance, has long-standing relationships with the best insurance providers in Australia, and we can structure a tailored insurance plan to meet the most complex cafe and restaurant requirements.
If you are the owner of a cafe or restaurant, we invite you to get in touch with our hospitality insurance brokers.
Do you need a restaurant or cafe insurance solution?
Cafe & Restaurant
INSURANCE RECOMMENDATIONS
Business Interuption
Is your business on the road to recovery? With business interruption insurance, you can quickly get back on track after an unexpected occurrence. An insurance scheme can help you in the case where significant property loss may have equated to downtime or shutdown of your business.
Public Liability
Public liability protects you and your business in the event a third party is injured on your premises or while you are providing your services in Australia. Even in circumstances when it is not your fault, you may still incur significant legal costs when defending claims. We can help you receive cover for your business against financial losses.
Workers Compensation
Your employees are your most valuable asset, which is why we recommend getting workers’ compensation insurance. Workers’ Compensation insurance is designed to cover an employer’s liability for benefits payable to an employee who is injured while working for them.
Equipment Breakdown
If any of your equipment that is on-site gets damaged, stolen, or involved in an accident, we offer a range of equipment breakdown insurance that covers you to suit various circumstances. Minimise downtime with the right insurance plan in place.
Management Liability
If you own or are involved in the management of a company in Australia, you carry specific responsibilities which may leave you personally liable if you breach them. By getting management liability insurance, you ensure that the company, CEO, directors, senior managers, and officers are protected from the risk exposure that comes from management.
Cyber Insurance
If you have a business with a website or have electronic records, you are vulnerable to cybercrime or an accidental data breach. A cyber-attack or data breach can be a costly occurrence for your business, and the last thing your business needs is a threat to your IP, sensitive data, or your privacy.
Theft / Money
Should theft or money loss occur in your business or on business premises, there is an insurance cover that can help protect your content, money and stock from theft.
Marine Transit Insurance
If your business incurs loss or damage through door-to-door delivery of goods, worldwide, by sea, road, rail or air, marine transit insurance can help you safeguard your operations.
Product Recall Cover
Safeguard your business from the financial impact of a product recall, specifically the first and third-party costs associated with identifying and addressing the issue, conducting the recall, and keeping the business operational.
General Property Insurance
If your business has portable property, like a laptop, car or mobile phone, then you may want to consider general property insurance.
Motor Vehicle Insurance
Also known as automotive insurance, you will be covered in the case of risk or loss to a motor vehicle in the case of damage or an accident.
At Delmont Insurance, we know how imperative it is to protect your business against risk. By working with us, we can help you acquire competitive insurance to suit your unique business risks.
Check Out Our
CLIENT REVIEWS
Keep Up To Date With Our
LATEST NEWS
Cyber Insurance for Small Business: Protecting Your SME from Cyber Attacks
October marks Cyber Security Awareness Month, a timely reminder that cyber crime is one of the fastest-growing risks for small and medium-sized enterprises (SMEs).Many small businesses in Western Australia assume that cyber attacks only target large corporations....
Why Perth Hospitality Businesses Are Reviewing Their Insurance in 2025
Running a hospitality business in Perth has always been demanding, but in 2025, the pressures have never been greater. Rising wages, tighter margins, and more complex compliance requirements are forcing bars, restaurants, cafés, and nightclubs to look closely at...
How Delmont Insurance Works with Professionals to Best Protect Clients and Provide Value
At Delmont Insurance Group, we believe that protecting your clients goes beyond providing standard insurance coverage—it’s about working together with trusted professionals to ensure each client’s insurance needs are met with precision and care. As Perth business...
Commercial Property Owner Insurance in Perth: Protecting Your Investment with Delmont Insurance
As a commercial property owner in Perth, ensuring the right level of insurance is crucial for safeguarding your investment. With the growing number of commercial properties across Perth’s key areas like East Perth, West Perth, Osborne Park, Cannington, and...
NDIS Insurance: Explaining Public Liability, Professional Indemnity and Sexual Abuse (Molestation) Insurance
Introduction to NDIS Insurance The National Disability Insurance Scheme (NDIS) has enabled thousands of Australians to access critical support services. But with service delivery comes risk. That’s why NDIS insurance—including public liability, professional...
Prepare Your SME for the New Financial Year: The Importance of Reviewing Your Business Insurance
As the end of the financial year approaches, now is the time to reflect and ensure your business insurance is adequately protecting your company. For small and medium-sized enterprises (SMEs), this annual insurance review is not just a good practice — it’s...
Why Is NDIS Insurance So Expensive?
The National Disability Insurance Scheme (NDIS) has revolutionised disability care in Australia, offering individuals greater control over their support and services. However, for businesses involved in providing NDIS services, the cost of insurance can be a...
Reducing Hospitality Insurance Premiums in Melbourne: How Delmont Insurance Group Is Delivering Real Value
In today’s economic climate, hospitality businesses are under increasing pressure. With operational expenses climbing and margins tightening, insurance premiums are becoming a growing concern for pubs, restaurants, cafés, nightclubs, and hotels across Melbourne....
Why Having an Insurance Broker Who Truly Understands Your SME Business is a Game-Changer
In today’s fast-moving business environment, small and medium-sized enterprises (SMEs) are the backbone of Australia’s economy. From local trades and cafes to tech startups and family-run factories, SMEs bring innovation, jobs, and heart to our communities. But...
Workers’ Compensation Insurance: Where to Start?
At Delmont Insurance Group, we are a local Perth-based insurance brokerage specialising in SME business insurance advice and management. Our goal is to support businesses with comprehensive insurance solutions tailored to their unique needs, including effective...