INSURANCE SOLUTIONS FOR
As a tradesman, every day at your worksite exposes you to risks that could have a significant impact on your business operations.
At Delmont Insurance, we understand that the life of a tradie means that no day is the same. However, the fact that you are exposed to a range of risks is one consistent factor of your profession. By working with us, we can help you acquire competitive insurance to suit your unique business risks.
We want to ensure that should something go wrong, you are covered. Whether you are a plumber at risk of getting in hot water, an electrician at risk of being left in the dark or a concreter at risk of your business hitting shaky ground; we have a bespoke insurance plan strategised for you.
Delmont Insurance has long-standing relationships with the best insurance providers in Australia, and we can structure a tailored insurance plan to meet the most complex tradie insurance requirements.
Do you need a tradies insurance solution?
Is your business on the road to recovery? With business interruption insurance, you can quickly get back on track after an unexpected occurrence. An insurance scheme can help you in the case where significant property loss may have equated to downtime or shutdown of your business.
Public liability protects you and your business in the event a third party is injured on your premises or while you are providing your services in Australia. Even in circumstances when it is not your fault, you may still incur significant legal costs when defending claims. We can help you receive cover for your business against financial losses.
Your employees are your most valuable asset, which is why we recommend getting workers’ compensation insurance. Workers’ Compensation insurance is designed to cover an employer’s liability for benefits payable to an employee who is injured while working for them.
If any of your equipment that is on-site gets damaged, stolen, or involved in an accident, we offer a range of equipment breakdown insurance that covers you to suit various circumstances. Minimise downtime with the right insurance plan in place.
If you own or are involved in the management of a company in Australia, you carry specific responsibilities which may leave you personally liable if you breach them. By getting management liability insurance, you ensure that the company, CEO, directors, senior managers, and officers are protected from the risk exposure that comes from management.
If you have a business with a website or have electronic records, you are vulnerable to cybercrime or an accidental data breach. A cyber-attack or data breach can be a costly occurrence for your business, and the last thing your business needs is a threat to your IP, sensitive data, or your privacy.
Theft / Money
Should theft or money loss occur in your business or on business premises, there is an insurance cover that can help protect your content, money and stock from theft.
Marine Transit Insurance
If your business incurs loss or damage through door-to-door delivery of goods, worldwide, by sea, road, rail or air, marine transit insurance can help you safeguard your operations.
Product Recall Cover
Safeguard your business from the financial impact of a product recall, specifically the first and third-party costs associated with identifying and addressing the issue, conducting the recall, and keeping the business operational.
General Property Insurance
If your business has portable property, like a laptop, car or mobile phone, then you may want to consider general property insurance.
Motor Vehicle Insurance
Also known as automotive insurance, you will be covered in the case of risk or loss to a motor vehicle in the case of damage or an accident.
At Delmont Insurance, we know how imperative it is to protect your business against risk. By working with us, we can help you acquire competitive insurance to suit your unique business risks.
Check Out Our
Keep Up To Date With Our
Insurance considerations when opening a new bar or pub
When considering insurance for a pub or bar, it's important to protect your business and its assets from potential risks. Here are some key types of insurance coverage you should consider: Public Liability Insurance: This insurance provides coverage for legal...
What to consider when insuring a nightclub
If you own or operate a nightclub, having insurance is crucial to protect yourself, your business, and your customers. But with so many insurance policies available, it can be challenging to know what to look for when insuring a nightclub. In this article, we'll...
How to best prepare for the wet weather
We may be in the middle of another warm summer but depending on where you are across Australia, wet weather may be just around the corner. There are our best tips for getting wet weather ready. By taking these few steps you can help best prepare your property and...
Lets Talk Management Liability Insurance
Management Liability Insurance, also known as Directors and Officers (D&O) Liability Insurance, is a form of insurance that provides protection for individuals and organizations against claims related to wrongful acts, errors, or omissions in the course of...
How to Manage the Risks of Your Work Christmas Party
Chances are your business is organising an event for the upcoming festivities. As an employer, your duty of care remains the same even at work Christmas parties. Legally, it's still 'work' and even if the party venue isn't your premises, it's considered a...
Bushfire Preparation: Protect Your Commercial Property From Bushfires
On average, the Australian bushfire season lasts for around 130 days per year. In the last four decades there has been an increase of 56% in extreme fire weather days, believed to be driven by the climate change. Your commercial property doesn’t have to be in the...
Why small businesses use an insurance broker?
Small business often starts with an idea, a dream. It slowly builds into a plan with small steps turning into strides. There is so much to love about running your own business, the challenge, the friendships, the rewards. However, failing to plan for risks along...
Insuring a licensed venue? What you need to consider
Do you operate a licensed venue? Are you thinking about purchasing a licensed venue? We strongly recommend giving us a call before you do but here are few points to consider to get you started. Who are we talking about? Pubs & Boutique Bars Hotels & Taverns...
Before Taking Out Business Insurance Learn These Terms
So, you’re starting your business and now it’s time to consider how to protect it. Business insurance is probably a term you’ve read and provides a good starting point. It encapsulates insurances associated with a business, from equipment and machinery to vehicles...