The Knowledge Hub

If your team travels regularly for work, you have probably already received an email from Qantas about changes to your upcoming flights. The airline has extended domestic capacity cuts through to the end of September and trimmed international services, including...

Most business owners approach buying insurance the same way they approach buying fuel. Find the cheapest option, fill up, and move on. It is understandable. Premiums are a cost, budgets are tight, and insurance is not exactly the most exciting line item on a...

If you have ever wondered whether using an insurance broker is actually worth it, or assumed that a broker just does the same thing as going direct to an insurer but takes a commission along the way, you are not alone. It is one of the most common misconceptions I...

A practical guide for commercial property managers on contractor injury risk, workers' compensation, and property owner liability under the Workers Compensation and Injury Management Act 2023 (WA). Workers’ Compensation — The 2023 Framework Workers’ compensation in...

As the weekend of March 28–29, 2026 approaches, the Perth metropolitan area and the wider Southwest coast are on high alert. Tropical Cyclone Narelle, which has already left its mark across Northern Australia, is forecast to re-intensify over the warm waters of the...

Running a laundry business in Perth is a bit like managing a controlled explosion. Whether you’re overseeing a trendy laundromat in Mount Lawley, a high-turnover hub in East Victoria Park, or a massive commercial facility in Osborne Park, your daily operations...

The labour hire industry is a cornerstone of the Western Australian economy. From providing shutdown crews for the Pilbara’s iron ore mines to supplying administrative staff in Perth’s CBD, labour hire firms keep our state moving. However, this business model,...

Western Australia’s resources sector is one of the most demanding and highly regulated industries in the world. Mining contractors—whether working in shutdowns, electrical services, maintenance, civil construction, labour hire or site support—face daily risks that...

October marks Cyber Security Awareness Month, a timely reminder that cyber crime is one of the fastest-growing risks for small and medium-sized enterprises (SMEs).Many small businesses in Western Australia assume that cyber attacks only target large corporations....

Running a hospitality business in Perth has always been demanding, but in 2025, the pressures have never been greater. Rising wages, tighter margins, and more complex compliance requirements are forcing bars, restaurants, cafés, and nightclubs to look closely at...

At Delmont Insurance Group, we believe that protecting your clients goes beyond providing standard insurance coverage—it’s about working together with trusted professionals to ensure each client’s insurance needs are met with precision and care. As Perth business...

As a commercial property owner in Perth, ensuring the right level of insurance is crucial for safeguarding your investment. With the growing number of commercial properties across Perth’s key areas like East Perth, West Perth, Osborne Park, Cannington, and...

Introduction to NDIS Insurance The National Disability Insurance Scheme (NDIS) has enabled thousands of Australians to access critical support services. But with service delivery comes risk. That’s why NDIS insurance—including public liability, professional...

As the end of the financial year approaches, now is the time to reflect and ensure your business insurance is adequately protecting your company. For small and medium-sized enterprises (SMEs), this annual insurance review is not just a good practice — it’s...

The National Disability Insurance Scheme (NDIS) has revolutionised disability care in Australia, offering individuals greater control over their support and services. However, for businesses involved in providing NDIS services, the cost of insurance can be a...

In today’s economic climate, hospitality businesses are under increasing pressure. With operational expenses climbing and margins tightening, insurance premiums are becoming a growing concern for pubs, restaurants, cafés, nightclubs, and hotels across Melbourne....

In today’s fast-moving business environment, small and medium-sized enterprises (SMEs) are the backbone of Australia’s economy. From local trades and cafes to tech startups and family-run factories, SMEs bring innovation, jobs, and heart to our communities. But...

At Delmont Insurance Group, we are a local Perth-based insurance brokerage specialising in SME business insurance advice and management. Our goal is to support businesses with comprehensive insurance solutions tailored to their unique needs, including effective...

As the business landscape continues to evolve, small-to-medium-sized enterprises (SMEs) in Australia are facing increasing complexity when it comes to managing industrial relations (IR). The rapid changes in workplace laws, combined with growing scrutiny from...

Starting a new business can be one of the most exciting, rewarding, and challenging experiences of your life. The potential to create something of your own, to bring a unique idea to life, and to shape the future of your financial independence is certainly...

Mining is a cornerstone of Western Australia’s economy, a region renowned for its vast mineral wealth. As the sector continues to expand, mining services businesses face unique challenges, particularly in obtaining comprehensive and cost-effective insurance...

In today’s challenging economic climate, managing your finances effectively is crucial. One area where you can make a notable difference is savings from your motor insurance. At Delmont Insurance Group, we understand the pressures of the cost-of-living crisis and...

Renewing business insurance isn't just a routine checklist item; it's a critical moment for small to medium-sized businesses to reassess their risks and evaluate their insurance needs. Collaborating with your insurance broker also ensures thorough understanding of...

In today's tech-driven world, lithium batteries have become ubiquitous, powering everything from smartphones and laptops to electric vehicles. While these batteries play a crucial role in modern life and are pivotal in emission reduction strategies, it's imperative...

Public liability insurance can be a thorny issue for late-night bars, nightclubs, and live music venues, especially in a bustling city like Melbourne. This challenge stems from various factors inherent in the nature of these establishments and the risks associated...

When considering insurance for a pub or bar, it's important to protect your business and its assets from potential risks. Here are some key types of insurance coverage you should consider: Public Liability Insurance: This insurance provides coverage for legal...

If you own or operate a nightclub, having insurance is crucial to protect yourself, your business, and your customers. But with so many insurance policies available, it can be challenging to know what to look for when insuring a nightclub. In this article, we'll...

We may be in the middle of another warm summer but depending on where you are across Australia, wet weather may be just around the corner. There are our best tips for getting wet weather ready. By taking these few steps you can help best prepare your property and...

Management Liability Insurance, also known as Directors and Officers (D&O) Liability Insurance, is a form of insurance that provides protection for individuals and organizations against claims related to wrongful acts, errors, or omissions in the course of...

Chances are your business is organising an event for the upcoming festivities. As an employer, your duty of care remains the same even at work Christmas parties. Legally, it's still 'work' and even if the party venue isn't your premises, it's considered a...

On average, the Australian bushfire season lasts for around 130 days per year. In the last four decades there has been an increase of 56% in extreme fire weather days, believed to be driven by the climate change. Your commercial property doesn’t have to be in the...

Small business often starts with an idea, a dream. It slowly builds into a plan with small steps turning into strides. There is so much to love about running your own business, the challenge, the friendships, the rewards. However, failing to plan for risks along...

Do you operate a licensed venue? Are you thinking about purchasing a licensed venue? We strongly recommend giving us a call before you do but here are few points to consider to get you started. Who are we talking about? Pubs & Boutique Bars Hotels & Taverns...

So, you’re starting your business and now it’s time to consider how to protect it. Business insurance is probably a term you’ve read and provides a good starting point. It encapsulates insurances associated with a business, from equipment and machinery to vehicles...