INSURANCE SOLUTIONS FOR
RESIDENTIAL & COMMERCIAL STRATA
Landlords and tenants, are you aware that strata insurance covers owners’ improvements that form part of the building? Furthermore, it also covers common contents of any shared area, such as carpets, furniture, or shared appliances.
If you are in residing in an apartment, run a business within a mixed-tenant use commercial building or live within a strata scheme; having strata insurance is imperative to your safety, wellbeing and future within the community.
Get covered for occurrences like theft of common area contents, repairs to damaged property managed by the owner’s corporation and the cost of recovery if disaster hits. At Delmont Insurance, we can help you find the right cover for your residential or commercial strata scheme.
It is important to note that strata insurance is mandatory in all parts of Australia to provide liability cover in the event that people are injured on common property. Therefore, whether commercial or residential, ask our team at Delmont Insurance about our strata insurance plans.
Do you need a strata insurance solution?
Is your business on the road to recovery? With business interruption insurance, you can quickly get back on track after an unexpected occurrence. An insurance scheme can help you in the case where significant property loss may have equated to downtime or shutdown of your business.
Public liability protects you and your business in the event a third party is injured on your premises or while you are providing your services in Australia. Even in circumstances when it is not your fault, you may still incur significant legal costs when defending claims. We can help you receive cover for your business against financial losses.
Your employees are your most valuable asset, which is why we recommend getting workers’ compensation insurance. Workers’ Compensation insurance is designed to cover an employer’s liability for benefits payable to an employee who is injured while working for them.
If any of your equipment that is on-site gets damaged, stolen, or involved in an accident, we offer a range of equipment breakdown insurance that covers you to suit various circumstances. Minimise downtime with the right insurance plan in place.
If you own or are involved in the management of a company in Australia, you carry specific responsibilities which may leave you personally liable if you breach them. By getting management liability insurance, you ensure that the company, CEO, directors, senior managers, and officers are protected from the risk exposure that comes from management.
If you have a business with a website or have electronic records, you are vulnerable to cybercrime or an accidental data breach. A cyber-attack or data breach can be a costly occurrence for your business, and the last thing your business needs is a threat to your IP, sensitive data, or your privacy.
Theft / Money
Should theft or money loss occur in your business or on business premises, there is an insurance cover that can help protect your content, money and stock from theft.
Marine Transit Insurance
If your business incurs loss or damage through door-to-door delivery of goods, worldwide, by sea, road, rail or air, marine transit insurance can help you safeguard your operations.
Product Recall Cover
Safeguard your business from the financial impact of a product recall, specifically the first and third-party costs associated with identifying and addressing the issue, conducting the recall, and keeping the business operational.
General Property Insurance
If your business has portable property, like a laptop, car or mobile phone, then you may want to consider general property insurance.
Motor Vehicle Insurance
Also known as automotive insurance, you will be covered in the case of risk or loss to a motor vehicle in the case of damage or an accident.
At Delmont Insurance, we know how imperative it is to protect your business against risk. By working with us, we can help you acquire competitive insurance to suit your unique business risks.
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