Seasonal & Contract Workforce
INSURANCE SOLUTIONS FOR
Seasonal & Contract Workforce
Seasonal and contract workforces are the backbone of many WA agricultural operations, but they bring their own set of insurance considerations. Fluctuating headcounts, short-term contracts, on-site accommodation and unfamiliar workers operating machinery all add layers of risk that a standard policy may not fully address.
At Delmont Insurance, we help agricultural employers put the right cover in place for a workforce that scales up and down with the seasons. From workers compensation to public liability, we tailor your policy to reflect how and when your workforce actually operates, not a one-size-fits-all approach.
We want to ensure that should something go wrong, you are covered. Whether it’s an injury on-site, a liability claim from a contractor, or a dispute over property damage, we have a bespoke insurance plan strategised for you.
Do you need a seasonal & contract workforce insurance solution?
Seasonal & Contract Workforce
Insurance Recommendations
Business Interuption
Is your business on the road to recovery? With business interruption insurance, you can quickly get back on track after an unexpected occurrence. An insurance scheme can help you in the case where significant property loss may have equated to downtime or shutdown of your business.
Public Liability
Public liability protects you and your business in the event a third party is injured on your premises or while you are providing your services in Australia. Even in circumstances when it is not your fault, you may still incur significant legal costs when defending claims. We can help you receive cover for your business against financial losses.
Workers Compensation
Your employees are your most valuable asset, which is why we recommend getting workers’ compensation insurance. Workers’ Compensation insurance is designed to cover an employer’s liability for benefits payable to an employee who is injured while working for them.
Equipment Breakdown
If any of your equipment that is on-site gets damaged, stolen, or involved in an accident, we offer a range of equipment breakdown insurance that covers you to suit various circumstances. Minimise downtime with the right insurance plan in place.
Management Liability
If you own or are involved in the management of a company in Australia, you carry specific responsibilities which may leave you personally liable if you breach them. By getting management liability insurance, you ensure that the company, CEO, directors, senior managers, and officers are protected from the risk exposure that comes from management.
Cyber Insurance
If you have a business with a website or have electronic records, you are vulnerable to cybercrime or an accidental data breach. A cyber-attack or data breach can be a costly occurrence for your business, and the last thing your business needs is a threat to your IP, sensitive data, or your privacy.
Theft / Money
Should theft or money loss occur in your business or on business premises, there is an insurance cover that can help protect your content, money and stock from theft.
Marine Transit Insurance
If your business incurs loss or damage through door-to-door delivery of goods, worldwide, by sea, road, rail or air, marine transit insurance can help you safeguard your operations.
Product Recall Cover
Safeguard your business from the financial impact of a product recall, specifically the first and third-party costs associated with identifying and addressing the issue, conducting the recall, and keeping the business operational.
General Property Insurance
If your business has portable property, like a laptop, car or mobile phone, then you may want to consider general property insurance.
Motor Vehicle Insurance
Also known as automotive insurance, you will be covered in the case of risk or loss to a motor vehicle in the case of damage or an accident.
At Delmont Insurance, we know how imperative it is to protect your business against risk. By working with us, we can help you acquire competitive insurance to suit your unique business risks.