At Delmont Insurance Group, we believe that protecting your clients goes beyond providing standard insurance coverage—it’s about working together with trusted professionals to ensure each client’s insurance needs are met with precision and care. As Perth business owners know, insurance is more than a necessary expense—it’s a critical piece of the puzzle when it comes to running a successful business. We pride ourselves on being more than just an insurance broker; we’re an extension of your professional network, committed to working with you to offer clients the best protection possible.
As businesses in Perth grow and evolve, the need for tailored, accurate, and up-to-date insurance solutions becomes ever more important. That’s where our approach to insurance broking stands out. By partnering with experts such as accountants, bookkeepers, finance brokers, and lawyers, we can offer your clients unparalleled protection while simplifying the insurance process. Working closely with other professionals in your clients’ lives ensures we provide them with exactly what they need—nothing more, nothing less.
Here’s how our collaborative approach can best serve your clients and add value to your business relationships.
Why Collaboration is Key for Comprehensive Protection
Insurance is not a one-size-fits-all solution, particularly for Perth business owners. Every business has its own set of risks, challenges, and growth plans, and without collaboration between professionals, these needs might not be fully understood or addressed. By partnering with accountants, bookkeepers, finance brokers, and lawyers, we can gain valuable insights into a client’s financial landscape, business operations, and legal obligations. This collaborative approach allows us to offer custom insurance solutions that align with a client’s specific requirements.
At Delmont Insurance Group, we see the value of real-time communication and a shared understanding. We’re not just looking for data—we want to build relationships. In a way, this process is much like a puzzle. You, as the trusted professional in your client’s life, already have a crucial piece of the picture, and we provide the missing pieces, bringing the whole picture into focus.
Accountants and Bookkeepers: Providing Accurate Financial Data for Better Coverage
Accountants and bookkeepers play a vital role in understanding the financial health of a business. As insurance brokers, we rely on precise financial data to determine the right coverage. Business owners often need policies based on accurate information about their revenues, assets, liabilities, and overall financial position. When we collaborate with accountants and bookkeepers, we gain direct access to up-to-date financial records that are vital for crafting the most suitable insurance strategy.
An accountant or bookkeeper has the details about the client’s assets—whether it’s machinery, property, or inventory. This collaboration helps us ensure that asset values are correctly reflected in the client’s insurance policy. For example, if a Perth business has recently made a significant capital investment, their insurance coverage needs to reflect that increase in value. Working together ensures we don’t miss any detail and offers business owners peace of mind knowing they’re properly insured.
The human side of this relationship is that we’re more than just exchanging data. We listen. We care about what’s at stake for your client, and we know how important it is to protect what they’ve worked hard for. When we have a clear understanding of the business’s financial standing, we’re better positioned to recommend the right solutions, and we can adjust policies as the business evolves.
Finance Brokers: Aligning Insurance with Financial Strategies
Finance brokers are integral to a business’s financial planning and growth. They assist clients in securing the right loans for expansion, managing finances, and making key financial decisions. By collaborating with finance brokers, we gain insight into the client’s financial structure, goals, and any new liabilities they might have. This enables us to tailor insurance solutions that align with their broader financial strategies.
For example, if a Perth business owner is applying for a loan to expand operations, we need to know exactly how that loan impacts their business structure. By working with finance brokers, we ensure that the insurance coverage is designed with the new assets or risks in mind. We can help businesses secure financing with the confidence that their coverage is comprehensive and meets the requirements set by lenders.
Finance brokers can also shed light on how loans, lines of credit, or property purchases will affect insurance requirements. This collaborative approach ensures that business owners receive a seamless connection between their insurance needs and their financial goals.
Lawyers: Ensuring Legal Protection and Compliance
In any business, the legal landscape is always changing. Lawyers ensure that businesses comply with legal requirements and protect themselves from potential liabilities. For us, collaborating with lawyers is key to understanding the unique risks each business faces, especially when it comes to the legal aspects of running a business.
By working with lawyers, we gain valuable insights into the types of risks that clients may face. This helps us recommend the right coverage to safeguard against legal claims, such as professional indemnity insurance, public liability insurance, and management liability insurance. Legal advice also informs us about any compliance issues specific to the client’s industry. Certain sectors require specific coverages to meet regulatory demands, and we ensure these are addressed in every policy.
But it’s not just about understanding the risks—it’s about working together to ensure clients are covered comprehensively. For example, if a Perth business faces contractual disputes or potential legal claims, collaborating with a lawyer helps us advise on the right protection, giving clients confidence that they are legally secure.
The Importance of Accurate and Up-to-Date Information
The most effective insurance policies are built on accurate, up-to-date data. As a business owner in Perth, it’s essential that your insurance policy reflects the most current financial and asset information. Without accurate data, businesses risk being underinsured or over-insured, leading to unnecessary costs or inadequate coverage when it matters most.
This is where our collaboration with professionals like accountants, bookkeepers, finance brokers, and lawyers is invaluable. By working together, we ensure that every detail is accurate, current, and thoroughly understood. This collaboration removes the burden from clients, saving them time and effort while reducing the risk of errors.
Our goal is to make this process as seamless as possible. By partnering with professionals who already have access to the most current data, we create a more efficient and effective service for Perth business owners. Our job is to take care of the details, leaving business owners to focus on what they do best—running their business.
Why Partner with Delmont Insurance Group?
At Delmont Insurance Group, we take pride in providing proactive insurance broking services that go above and beyond. We’re not just about writing policies—we’re about creating partnerships that add value to your business and your clients. By working closely with accountants, bookkeepers, finance brokers, and lawyers, we ensure your clients receive the best possible coverage, tailored to their needs and backed by accurate, up-to-date information.
When you partner with us, you’re partnering with a team that understands the complexities of running a business. We work with you to ensure that your clients are fully protected, and we take the time to explain how their coverage is designed to meet their unique needs.
Let’s Build Stronger Partnerships for Better Client Protection
If you’re an accountant, bookkeeper, finance broker, or lawyer in Perth, we’d love to hear from you. Our approach is all about collaboration, and we’re always looking to partner with proactive, service-driven professionals who are committed to providing the best for their clients.
Contact us today to schedule a meeting and explore how we can work together to help Perth business owners protect their assets, manage risks, and grow with confidence. We believe in building long-term relationships that create lasting value, and we’re excited to see how we can collaborate to provide exceptional insurance solutions for your clients.
Contact Delmont Insurance Group today on (08) 6184 8724 or via email at info@delmontinsurance.com.au.
Article written by James Wilson, Director of Delmont Insurance Group — a trusted adviser and specialist insurance broker